Rabu, 21 Disember 2011

Common frauds, scams and tricks

If a deal is too good to be true, then most likely it’s a scam. Really, it’s as simple as that but people are known to be greedy….. or easily tempted to do the unthinkable or something illogical, all for the sake of money. So let’s see a couple of frauds, scams or tricks commonly seen online and/or rampant in Malaysia.
1. You are the lucky winner!!! (or something similar). This is as old as it gets in any website or pop up window but people still wonders…. [Squash it]: Do you know that every each of us gets that same *winner* notification at the same exact website? If you’re offered a free gift/money, why doesn’t the advertiser just ‘win’ it himself? SCAM!! Remember, NOTHING is free in business.
2. Scratch this card and win!!! You scratched it (unfortunately) and won an electronic device/car/toy/whatever! Then, the truth is revealed where you have to pay an amount / or buy something else to get the *free* gift. I freaking hate these kind of salesmen/women. [Squash it]: Really, if anyone can scratch and win just anything, why don’t you just ask the sales person to scratch all the cards himself and win everything he/she is *offering*? SCAM!!
3. You received an email to keep forwarding it to get compensation from X company!!! [Squash it]: First, no company has the mechanism to keep track of every email out there. If they can, what for? No company is giving charity to unknown people or specifically strangers… like YOU. Secondly, do you know that anybody can just create a MILLION new email addresses by himself and keep forwarding the email to himself to get more compensation? Totally absurd. This system is never ever going to work. SCAM!!
4. You received an email to be an agent of his to transfer money from his country into your local bank account. [Squash it]: Why on earth would anyone trust a stranger to get hold of his money, moreover from a foreign country? If you’re in his position, would you trust just some random guy to handle your money? What guarantee is there to not just run away with the money? This method is completely illogical beyond all recognition that I refuse to further comment on it. SCAM!!
5. Multi-level marketing (MLM). Okay, I know I may get some heat from this one. Thus, I will explain what I think about MLM in another separate post. But for now, it’s sufficient that I warn you not all MLM businesses are ‘real’ although everything may look rosy to you. Moreover it is not easy to find an MLM that is Shariah-complaint (there is only 1 in Malaysia so far).
6. Online Foreign Exchange (FOREX). You need FOREX when you want to change your currency into another one during a trip overseas/across borders. THAT is the ONLY and REAL purpose of FOREX. [Squash it]: The majority and massive number of people doing FOREX for the sake of getting profit (buy low-sell high) is the reason why the economy of the world becomes extremely unstable. How can you create more money from ‘money’ itself? Creating RM2 from RM1 using trading with no goods, commodity or anything involved as a barter/reference item; it’s creating money from thin air. As long as people keep toying around with the value of money, there will be endless economic catastrophe, discrimination, recession and depression. Ok on topic again. Online FOREX is ILLEGAL in Malaysia. You need proper license and clearance from Bank Negara to do FOREX. Foreign FOREX is also doubtful, as nobody can verify their credentials and credibility. FOREX is forbidden by Shariah, whether online or not, and is ONLY allowed to protect a country’s value of money or for that trip overseas (but you wouldn’t do it online at the first place right?)
7. Online investment. [Squash it]: Again, did you even bother checking the portfolio of the ‘investing’ company? Incomplete and vague information presented at their website shows it all. Plus, a helpline or contact number is just another strategy to lure you more into their trap. If you really want to invest, put your money into any banks or ‘physically’ present known companies. It is compulsory for Muslims to invest only in Shariah-compliant companies, that is, if you wish to do any kind of investment. Furthermore, in Malaysia, huge investments are regulated by Bank Negara so please do follow the law.
8. Send SMS for a chance to win a car! (or something) [Squash it]: What is a chance for one out of 7 million people to win that car? And the cost for just one SMS is RM1 (for example). It's a TRICK! The competition organizer collects money from all the SMS and gets profit from it. Imagine RM1 x 7 million people thats RM7 million. Now the organizer only needs to use that money to buy a car, say RM150,000 and the rest goes into their pocket. This method is also considered a gamble and is forbidden by the Shariah.
Well, I will stop here. Know that there are a lot more frauds and scams out there. Always take a step backward and think first before you jump into the wagon, ANY wagon.

Credit to Mr.Yusufmumtaz :
Aku hanyalah insan biasa, mengharap teguran dari sahabat dan mendamba redha Allah. ~qirmumtaz~ Photobucket

1 ulasan:

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Kewajipan Menutup Aurat

Kewajipan Menutup Aurat
An Nuur: 31 » Katakanlah kepada wanita yang beriman:"Hendaklah mereka menahan pandangan mereka, dan memelihara kemaluan mereka, dan janganlah mereka menampakkan perhiasan mereka kecuali yang (biasa) nampak dari mereka.Dan hendaklah mereka menutupkan kain kudung kedada mereka, dan janganlah menampakkan perhiasan mereka, kecuali kepada suami mereka, atau ayah mereka, atau ayah suami mereka, atau putera-putera mereka, atau putera-putera suami mereka, atau saudara-saudara mereka, atau putera-putera saudara laki-laki mereka, atau putera-putera saudara perempuan mereka, atau wanita-wanita Islam, atau budak-budak yang mereka miliki atau pelayan-pelayan laki-laki yang tidak mempunyai keinginan (terhadap wanita) atau anak-anak yang belum mengerti tentang aurat wanita.Dan janganlah mereka memukulkan kaki mereka agar diketahui perhiasan yang mereka sembunyikan.Dan bertaubatlah kepada Allah, hai orang-orang yang beriman supaya kamu beruntung. (QS. 24:31)

Ikut al-Quran & Sunnah

Ikut al-Quran & Sunnah
An Nisaa': 59 » Hai orang-orang yang beriman, ta'atilah Allah dan ta'atilah Rasul(-Nya), dan ulil amri di antara kamu. Kemudian jika kamu berlainan pendapat tentang sesuatu, maka kembalikanlah ia kepada Allah (al-Qur'an) dan Rasul (sunnahnya), jika kamu benar-benar beriman kepada Allah dan hari kemudian. Yang demikian itu adalah lebih utama (bagimu) dan lebih baik akibatnya. (QS. 4:59)


Al 'Ashr: 3 » kecuali orang-orang yang beriman dan mengerjakan amal saleh dan nasehat menasehati supaya mentaati kebenaran dan nasihat menasihati supaya menetapi kesabaran. (QS. 103:3)

Jangan Bersedih

Jangan Bersedih
Ali 'Imran: 153 » (Ingatlah) ketika kamu lari dan tidak menoleh kepada seorangpun, sedang Rasul yang berada di antara kawan-kawanmu yang lain memanggil kamu, karena itu Allah menimpakan atas kamu kesedihan atas kesedihan, supaya kamu jangan bersedih hati terhadap apa yang luput dari pada kamu dan terhadap apa yang menimpa kamu. Allah Maha Mengetahui apa yang kamu kerjakan. (QS. 3:153)

Islam Seluruhnya

Islam Seluruhnya
Al Baqarah: 208 » Hai orang-orang yang beriman, masuklah kamu ke dalam islam keseluruhannya, dan janganlah kamu turut langkah-langkah syaithan. Sesungguhnya syaithan itu musuh yang nyata bagimu. (QS. 2:208)